The operating layer that does your admin
Secure payments (further down) is the premium upgrade. The rest of Sabeam is live now: the layer that turns what you say, forward, and snap on site into finished paperwork — drafted and waiting for your nod, not another job on your list.
You capture, however suits
Talk it on site, forward an email, snap a photo, drop in a PDF. No new system to learn and no forms while you’re on the tools — Sabeam takes whatever you already do.
Sabeam does the admin
One voice note becomes a priced variation, a message to the sub, a note for the plan and a line in the diary. A forwarded certificate becomes a compliance record. It comes back finished, not as a to-do.
You approve — you stay in control
Anything that touches money, a contract or a person waits for your nod. The low-stakes everyday log, like a diary note, files itself. Nothing is sent or changed without you.
How it fits your business
- Sits underneath the tools you already use — keep Procore, Buildxact, your phone and your inbox.
- No migration and no new habits: you forward, speak and snap exactly as you do now.
- Start with one module and add more as you go — each works on its own.
- Your office and your subbies see finished documents and plain-dollar payments, never the plumbing.
What it gives you
- Your evenings back — the day’s paperwork is done before you leave site.
- Variations you actually get paid for, captured the moment they happen.
- A defensible, dated record for every job — diary, photos, approvals.
- Subbie licences and insurances kept current, and the TPAR drafted for you.
The Secure payments lifecycle
Turn on Secure payments and milestones are funded, locked, and released the moment work is approved. Seven steps from funded milestone to reconciled payout.
Project Setup
Builder creates a project on Sabeam, defines milestones with payment amounts, and invites the homeowner. Takes about five minutes.
Funds Deposited — Milestone by Milestone
You fund one milestone at a time, not the whole build upfront. When a milestone is ready to start, the homeowner authorises a direct debit (PayTo) from their bank account into that milestone’s escrow — and only that milestone. No lump sums sitting with anyone.
Funds Secured
Deposited funds are held in a segregated Australian trust structure and locked to specific milestones. Neither party can access them unilaterally.
Work Completed
Builder completes the milestone work and marks it as done — either manually through the dashboard or automatically via a Procore webhook.
Review & Approval
Homeowner receives a notification, reviews the milestone evidence, and approves the release. If unsatisfied, they can raise a dispute with one click.
Instant Payment
On approval, funds release instantly via Australia’s New Payments Platform (NPP) — directly to the builder’s bank account. Same-day settlement.
Reconciliation & Audit
Payment auto-reconciles in Xero. Every deposit, approval, and release is recorded in an immutable audit trail with timestamps and amounts.
Trust architecture
Three layers of protection ensure funds are safe, segregated, and auditable at every stage.
Segregated Trust Structure
All project funds are designed to be held in a segregated Australian trust structure, separated from Sabeam’s operating capital. The platform is built to operate through a licensed Australian payments partner ahead of public launch.
Milestone-Locked Escrow
Each milestone’s funds are isolated and locked. Release requires verified completion and approval from both the homeowner and builder — no single party can unilaterally move funds.
Immutable Audit Trail
Every deposit, approval, release, and dispute is permanently recorded with timestamps, amounts, and parties. Records cannot be altered or deleted after the fact.
Settlement speed matters
Faster payments mean healthier builders, fewer insolvencies, and happier homeowners.
Traditional Escrow
Manual bank transfers, paper-based approvals, batch processing windows, and multiple intermediaries. Each step introduces delay and potential for error.
Sabeam
Homeowner approves, funds release via NPP directly to the builder's bank account. No manual intervention, no batch windows, no intermediaries.
Verification & dispute resolution
Clear processes that protect both builders and homeowners.
How Verification Works
- 1Builder marks milestone as complete and submits evidence
- 2Homeowner receives notification with review details
- 3Homeowner approves or raises a dispute within the review window
- 4On approval, funds release instantly to the builder
How Disputes Work
- 1Either party raises a dispute — funds freeze immediately
- 248-hour review window for both parties to submit evidence
- 3Independent resolution process evaluates the evidence
- 4Funds released or returned based on the resolution outcome
Fits into your existing stack
Sabeam integrates with the tools you already use — no migration required.
Accounting (Xero)
Payments auto-reconcile in Xero when milestones are released. Invoices marked paid, transactions reconciled, bookkeeper work reduced to zero.
Project Management (Procore)
Procore webhooks trigger milestone status updates automatically. When a stage is marked complete in Procore, Sabeam initiates the review process.
Platform API
RESTful API with real-time webhooks. Create projects, manage milestones, and trigger releases programmatically. Full sandbox mode for development.
Bank-grade security
Every layer of Sabeam is built with security as a first principle.
256-bit Encryption
All data encrypted in transit and at rest using AES-256. TLS 1.3 for all API and web traffic.
Multi-Factor Auth
TOTP-based two-factor authentication required for all high-value operations and account changes.
Fraud Detection
Real-time transaction monitoring, IP reputation scoring, and anomaly detection on every operation.
AML/CTF Aligned
AML/CTF program built to AUSTRAC Tranche 2 standards (effective 1 July 2026). KYC via GreenID identity verification integrated into the onboarding flow.
Questions, answered
From builders sizing up the day-to-day to CTOs and partners on the infrastructure.
Be one of the first on Sabeam
Sabeam is in pre-launch. Builders, homeowners, and software partners can request a place in the preview queue.